THE NEW RULES OF PHILANTHROPY Fewer people will itemize under the new tax law, but our strategies will help you get the most out of your charitable giving.

HOME PRICES KEEP CLIMBING Most areas are on the upswing, but rising interest rates and the new tax law may slow the market.

WHAT YOU NEED TO KNOW ABOUT BITCOIN Don’t invest more than you can afford to lose.

THE RIGHT ROBO ADVISER FOR YOU
Thanks to fierce competition among roboadviser firms, even beginning and small investors can now get top-notch portfolio advice and management at vanishingly low prices—in some cases, for free. PLUS: We compare performance and fees for 10 robo advisers.

FIX YOUR FIXED-INCOME PORTFOLIO
Most analysts agree that the worst bond rout in decades is behind us. We’ve prepared a fixedincome action plan that should help you prosper in what promises to be a brand-new bond market.

BOGLEHEADS STAY THE COURSE 
Followers of the legendary founder of Vanguard have a simple strategy to deal with a volatile market.

WE RATE THE BIGGEST 401(K) FUNDS
For the largest actively managed funds in 401(k) plans, we tell you whether to buy, sell or hold..

OUR DIVIDEND PICKS HOLD UP IN A BAD MARKET We’ve made a couple of changes to the Kiplinger Dividend 15 roster to double down on dividend growers instead of high yielders.

BESPOKE PORTFOLIOS PROMISE MORE CHOICE Products once available only to the wealthy are now being offered to cost-conscious index investors. There are plenty of caveats..

Invest Your MONEY to Match Your VALUES
The KIPLINGER ESG 20 are leaders on environmental, social or governance challenges— and they’re great investments for the long term.

HOW TO INVEST FOR A STRONG DOLLAR
With the greenback rising, some companies’ profits will suffer—but our picks should withstand a beefier buck or even benefit from it.

YOUR GUIDE TO OPEN ENROLLMENT
Health care costs are rising along with inflation, but not all employers are responding by offering only high-deductible insurance plans—and some are offering better access to mental health benefits and expanded virtual care. Use our guide to help make the most of your options.

HOW TO PLAY A SHIFTING ECONOMY
Many companies are striving to become less vulnerable to tariffs, supply-chain issues and political unrest by “deglobalizing.” These five firms are poised to benefit from the changes.

PROMISING NEW ETFS 
Two recently introduced funds aim to make money by investing in clean oceans and “green” commodities.

DIP BACK INTO THE BOND MARKET 
After a terrible stretch for bonds, the good news is that yields are up—which may signal an opportunity to begin putting money into bonds again.

HOW FOUR HOUSEHOLDS ARE FIGHTING INFLATION 
Higher prices are weighing on everyone. We asked people in different life stages what they’re doing to manage. Their strategies can help you deal with inflation, too.

MASTERS OF GROWTH INVESTING 
Ron Baron is one of the most successful growth-stock investors of all time. What’s his secret? Investing in businesses with a competitive advantage, holding for the long term—and steeping his team in the Baron philosophy.

THE BEST BANK FOR YOU 
Our annual ranking spotlights banks and credit unions with a winning combination of high rates, low fees and broad account offerings.

BUILD UP YOUR DEFENSES Funds that use alternative strategies can help shield your portfolio from outrageous (market) fortune. 

INCOME INVESTING Finding values in a volatile market, by JEFFREY R. KOSNETT.

Earn TOP YIELDS on Your Investments
We scoured 8 income categories, from super safe to aggressive.

PROFIT FROM HEALTHY PROFIT MARGINS
Companies with superior profit margins often perform better in tough times. We found six well managed firms that fit the bill.

How to Create WEALTH
Use these 13 strategies to craft a rewarding future.

BUFFETT LIGHTENS UP ON STOCKS
We check up on the Oracle of Omaha’s biggest purchases and sales for Berkshire Hathaway.

SECRETS OF SUSTAINABLE INVESTING - Amy Domini, a pioneer of ESG investing, talks with us about the benefits of investing in socially responsible companies.

STREET SMART How to win with game stocks, by JAMES K. GLASSMAN.

TOPIC A How to fight a property tax bill ...
Why you should put your credit reports on ice ...
Con artists target people who owe the IRS.

2022 MUTUAL FUND GUIDE The markets had a very good year, and most mutual funds did, too. We list the top-performing stock funds in 11 categories over one, three, five and 10 years.

THESE FUNDS AIM TO DOUBLE YOUR 
IMPACT Are funds that use their profits to support nonprofit organizations good investments?

HOW RETIREMENT SAVERS ARE DOING - Our exclusive poll shows how Americans are overcoming setbacks from the pandemic.

LIVING IN RETIREMENT - The challenges of being a caregiver, by JANET BODNAR.

WHERE TO INVEST IN 2022 - With markets getting back to normal, not all stocks will rise— and investors will have to keep an eye on inflation. Here’s what to expect and where to find opportunities. PLUS: Stocks to buy ... and sell.

THESE HEALTH CARE STOCKS SHOULD - THRIVE We found six innovative companies that harness new technology and reach growing markets. PLUS: Four winning health care stock funds.

STORMING BACK - Old-school energy stocks have surged, thanks to tight supply of fossil fuels and rising demand as the economy recovers.

ROARING TWENTIES 2.0 - The current decade has many similarities with the 1920s—a pandemic, a booming stock market, the arrival of new technologies. But the 2020s have significant differences, too. We look at five themes that present promising opportunities for today’s investors, while taking a lesson from history. 

A BOUNCE-BACK YEAR FOR DIVIDENDS - All of the stocks in the Kiplinger Dividend 15 hiked their payouts in a year that saw U.S. cor porate profits rebound sharply. 

SMART MOVES TO MAKE BEFORE YEAR-END - Take these steps before the New Year to tune up your portfolio, lower your taxes, boost your retirement savings, manage your benefits, protect your credit and more. PLUS: Time to use your credit card rewards?

INTRODUCING THE KIPLINGER ESG 20 - 
This month marks the debut of our picks for
stocks and funds that not only are good investments
but also excel at meeting environmental,
social and corporate governance challenges.

OPINION POLL: ESG INVESTING IS GAINING TRACTION - Investors care a great
deal about whether companies are responsible
corporate citizens, our latest survey shows.

LIKE THE MUTUAL FUND? MEET THE ETF -
Many of the new actively managed exchangetraded
funds hitting the market are run by the
same people, using the same strategies, as wellknown
mutual funds. We spotlight four newcomers
that are worth a look.

WE RANK THE ONLINE BROKERS A record
number of new investors trading stocks and ETFs
are putting brokerages through their paces. We
reviewed nine online brokers to see which ones
have handled the surge with aplomb. We also
rated their investment options, mobile apps,
tools, research and more. PLUS: Fledgling firms
that fill a niche.


THE BEAUTY OF BORING STOCKS Rollercoasters
aren’t for everyone, nor are volatile
stocks that take you on a wild ride. So we found
six companies that will deliver predictable sales
and steady profit growth whether the economy
is booming or contracting.

HOW TO PROFIT FROM ETFS - Exchange-traded funds have low expenses, they’re easy to trade, and they’ve never been more popular. They also come in a dizzying variety, from broad index funds to niche products that track the latest “meme.” Use our guide to see how ETFs can benefit your portfolio. PLUS: A detailed look at the Kiplinger ETF 20, the list of our favorite ETFs.

SHIELD YOUR PORTFOLIO FROM INFLATION - The consumer price index rose 5.4% in June compared with June 2020. Even if that torrid pace cools, it makes sense to protect your investments from the effects of rising prices.

THE BANK DISRUPTERS - “Fintechs” offer higher yields and lower fees than many brick-andmortar banks—but little in the way of customer service. If you’re comfortable doing your banking digitally, here are some fintechs worth a look.

WHERE TO INVEST NOW Hot stocks may
cool, and we may see rising inflation and interest
rates as the year progresses. But as the economy
revs up again, we tell investors where to look for
opportunities for gains.

PROTECT YOURSELF AGAINST NEW ID
THEFT SCHEMES Although big data hacks are
still a danger, these days criminals are targeting
unwary individuals with more-sophisticated tricks.

DEALS, DEALS, DEALS We uncovered
bargains on stocks, funds, electonics, entertainment
and more. PLUS: Places that will pay you
to relocate.

EARN UP TO 10% ON YOUR MONEY - With the economy picking up, interest rates are starting to rise again—but they’re still historically low. That makes investing for income a challenge. We found investments in eight different asset classes that offer the best balance of risk and reward.

NEXT GEN DAY TRADERS - Young and inexperienced investors are using Robinhood and other platforms to rapidly trade stocks. We talked with day traders to see how they’ve fared, as well as experts to see how the “gamification” of investing is changing the investing landscape.

HOW TO GET A GOOD DEAL ON A USED - CAR The falling supply of used vehicles has caused prices to rise—dramatically, in some cases. So it’s more important than ever to comparison shop, negotiate a good deal for your trade-in and line up financing.

UNFLAPPABLE - In a turbulent year, the Kiplinger 25, our favorite actively managed mutual funds, posted respectable results and as a group outperformed the markets. We welcome three new funds to bolster a strong team.

DID ANYONE HEAR A POP? - Stocks may not be in a bubble yet, but check out four ways to play defense in an inflated market.

WHAT TO MAKE OF BITCOIN - The volatile digital currency is reaching new highs. Should you add it to your portfolio?

PROFIT FROM PLANET-FRIENDLY COMPANIES 
Stocks of environmentally focused companies have been on a tear, but we found some that still have room to run.

HOW GREEN ARE YOUR BONDS? 
These securities fund projects that are good for the environment without sacrificing returns.

THE CASE FOR INDEXED ANNUITIES
You can lock in guaranteed income for life with lower fees with a new generation of annuities. But these complex products aren’t for everyone.

2021 MUTUAL FUND GUIDE - In spite of last year’s turmoil, U.S. markets ended 2020 at record highs. We list the top-performing stock funds in 11 categories over one-, three-, five- and 10 years.

YOU CAN STILL SAVE MONEY ON YOUR TAXES - We help you get the biggest refund, or at least reduce what you’ll owe. PLUS: Strategies for five common tax situations in 2020.

TRENDING: THE SUBURBS - Home prices are soaring, despite the pandemic. But in 2020, longstanding trends were reversed : Home shoppers, once drawn to downtown areas and closein suburbs, are now looking farther out. PLUS: How to qualify for the best mortgage rate.

THE RIGHT ROBO ADVISER FOR YOU We
survey robos suitable for first-timers, those with
multiple goals and people in or near retirement.

INVEST IN THESE GREAT PLACES TO
WORK Companies that treat their employees
well can be great for investors, too.

BEST 401(K) FUNDS FROM FIDELITY We
rate the firm’s most popular actively managed
offerings in retirement plans.

WHERE TO INVEST IN 2021 These seven trends should guide your investing decisions as the economy recovers and we put the pandemic behind us. PLUS: 8 stocks to buy ... and 5 to sell.

THE BEST AND WORST PRESIDENTS FOR STOCKS The leaders and losers often presided over market-driving factors they couldn’t control.

BUILD A BOND LADDER Target-maturity bond ETFs make the task a lot easier.

MONEY MOVES TO MAKE NOW - Take these steps before New Year’s Day and you can save on taxes, improve your credit, fine-tune your portfolio and boost your retirement savings. PLUS: What to consider if you worked remotely in 2020.

HOW TO INVEST FOR A WEAKER DOLLAR - Foreign currencies are gaining strength against the buck. While that’s bad for tourists, it can be good for investors. We spotlight companies and funds that stand to benefit when profits earned overseas are converted into greenbacks.

FINANCIAL FIRMS THAT TREAT YOU LIKE - A STAR Great customer service isn’t a given, so companies that deliver it deserve recognition. That’s why we’re introducing our list of banks, credit card issuers, mortgage lenders, and home and auto insurers that offer red-carpet service.

SLEEP TIGHT PORTFOLIO FIXES - Has market volatility turned a spotlight on the broken parts of your portfolio? We show you how to repair common problems, whether you have taken on too much risk, you lack diversification, or you are paying too much in fees.

YOUR GUIDE TO OPEN ENROLLMENT - Health insurance is more important than ever, so it’s critical to review your options among employer-provided plans and individual policies. PLUS: How to shop for a Medicare plan.

HOW TO PAY FOR HOMESCHOOLING - Online resources and tax-advantaged savings accounts can help you stretch your money. Your state may offer a tax break as well.

WE RANK THE ONLINE BROKERS With the industrywide move to zero commissions, we focused on finding the brokers that offer the most for investors—research, tools, investment options and more. PLUS: Which broker is best for you?

GIVE YOUR CREDIT A BOOST Tough times can be tough on your credit rating, too. Take these steps to keep it healthy. PLUS: How to freeze and unfreeze your credit files.

THE CAREGIVING CHALLENGE Caring for young children and older relatives at the same time puts stress on finances and mental health. Finding the right support can help you cope.

FIND THE BEST ETFS FOR YOUR GOALS
Exchange-traded funds are more popular
than ever—but in a volatile market, it’s important
to choose the right mix. So we’ve updated
the Kiplinger ETF 20, the list of our favorites.
PLUS: Four model ETF portfolios.

PROTECT YOUR PORTFOLIO FROM INFLATION
Rising prices may not be a worry now,
but history shows inflation can pack a wallop.
It’s wise to factor it into your investing strategy.

THE ELECTION AND YOUR MONEY The
presidential candidates are heading into the
final stretch before November, and each has a
different vision for the economy and issues that
will affect your pocketbook. Here’s how the
eventual winner will affect investing markets,
taxes, health care and your retirement security.

February 2023

January 2023

December 2022

November 2022

October 2022

September 2022

August 2022

July 2022

June 2022

May 2022

April 2022

March 2022

February 2022

January 2022

December 2021

November 2021

KIPLINGER'S PERSONAL FINANCE provides down-to-earth advice on managing money and achieving financial security. We provide our readers with trustworthy information and practical guidance on saving, investing, planning for retirement, paying for college, buying an automobile, home and other major purchases, as well as reliable advice for all stages of their financial lives. Our readers are affluent and influential men and women who are actively involved in their personal-finance decisions, and we are guided by the expectation that they will act on what we write about and benefit from doing so.

Download your favorite titles and read them offline, anytime and anywhere

Gift your loved ones with a Magzter Gift Card instantly and give them the freedom to read their favorite magazines and newspapers from thousands of best-selling titles.

Gift your loved ones with a Magzter Gift Card instantly and give them the freedom to read their favorite magazines from thousands of best-selling titles.

Gift your loved ones with a Magzter Gift Card instantly and give them the freedom to read their favorite magazines from {{magCount}} best-selling international titles.

Name

Please fill out this form if you need any help regarding publishing your content on Magzter

Since we launched, Magzter has been committed to partnering with global organizations to provide the greatest possible newsstand technology & service to our customers. Whether you are looking to offer magazine subscriptions to your customer database or just want to learn more, Magzter is committed to helping your business grow. To find out more, please fill out the questionnaire below:

Kiplinger's Personal Finance - April 2018

Get Kiplinger's Personal Finance along with 8,000+ other magazines & newspapers

Get Kiplinger's Personal Finance

Magazine Description

In this issue