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In This Issue:10 WAYS TO MAKE A MILLION Not everyone can win the lottery. But you can score big by starting a thriving business,putting your savings to work and investing in your home and the markets,SHARE YOUR HOME FOR FUN AND PROFIT You can make extra cash by renting out space to visitors. But be sure you figure in expenses, taxes and insurance. PLUS: Swap your home,INCOME GUARANTEES, WITH A CATCH A variable annuity may sound like a sure thing, but be sure you understand the fine print before you invest,GREAT DIVIDEND STOCKS FOR A ROCKY MARKET The steady income from these stocks can cushion the blow of falling share prices and much more...

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