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When Apple announced Apple Pay back in 2014, it heralded the company’s first foray into the payments business. Fast-forward to March, at Apple’s ‘It's Show Time’ event, and the Cupertino firm took yet another step, this time unveiling its own credit card, the Apple Card. The card, of which there is both a digital and physical version, may have been fully launched in the United States by the time you read this. But how exactly does the Apple Card differ from other credit cards, and should you consider using it?

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